Today's Featured Rates


30 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.911%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.625%  3.674%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.062%  0.000%
Assumptions


Actual interest rates and
APRs may vary based on
credit history.


Mary Hartke
Assistant Vice President, Loan Officer

NMLS: 415559

133 W. Jefferson
Effingham, IL 62401

Office: 217-342-7328
Fax: 217-342-7405
Email: mhartke@midlandstatesbank.com
Business Hours: 8 to 5 Monday thru Friday or by appointment on weekends

People buy homes a few times in their life, thinking about it only when the need arises.  I think about buying homes every day.  It's what I do.  It's my passion!
Each and every person is treated with respect.  If clients have little or no experience in buying a home, I make sure no question is left unanswered.  I believe in doing the right thing, for the right reason; that means each person will receive personalized service from start - to - finish.
I do not work alone in providing the attention to detail required to make the home buying and financing process seamless and pleasant.  I am fortunate to have an extensive line-up of experienced bankers in the mortgage department.  They understand the mortgage industry inside and out, making sure the loan process is accurate, timely, and most of all easy!


Key Benefits
Free Pre-approvals
I offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.
Ready to close on your mortgage quickly?
I can get your mortgage approved in minutes, rather than days or weeks!
Confused about which program to choose?
I offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. I offer easy to understand explanations of each program on the site and I am always just a call or e-mail away!
Still want to have personal assistance?
You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.
Equal Housing Lender Member FDIC
Midland States Bank's
NMLS# 411141